黑洞社区

This is the only source to get free credit reports authorized by federal law. This law requires each of the three largest consumer credit reporting agencies to give you a free copy of your credit report every 12 months.

A comprehensive financial tool that provides personalized insight and advice based on income, credit score, and debt-to-income ratio. Has a variety of helpful resources to help people reduce their debt, make important purchasing decisions and improve their overall financial health.

Run by the U.S. CFTC, SmartCheck connects investors to tools to check the registration, license, and disciplinary history of certain financial professionals.

Decode the letters that sometimes follow a financial professional鈥檚 name. You can also see whether the issuing organization requires continuing education, takes complaints or has a way for you to confirm who holds the credential.

Search for broker dealers to confirm they are properly registered and check their disciplinary histories.

A site to help investors at all experience levels understand how to invest wisely and avoid fraud.

The Making Home Affordable Program (MHA) 庐 is a critical part of the Obama Administration鈥檚 broad strategy to help homeowners avoid foreclosure, stabilize the country鈥檚 housing market, and improve the nation鈥檚 economy.

This online tool uses information from the Department of Housing and Urban Development (HUD) to find HUD-certified housing counselors near you. HUD counselors can provide advice on buying a home, renting, defaults, foreclosures, and credit issues.

Target audiences: Young children and parents

A resource for parents and caregivers that identifies key stages of childhood financial development and provides essential and age-appropriate money lessons that kids need to know.

A turnkey financial literacy program offered in partnership with the U.S. Department of Agriculture National Institute for Food and Agriculture (USDA NIFA) through participating Land-Grant University Cooperative Extension Services (CES) and the Credit Union National Association, Inc. (CUNA).

Personal finance and economic lessons are paired with popular children鈥檚 books. Librarians can read the book to the children and follow the reading with discussions about money decisions, saving, spending, choices, needs and wants and much more. Includes lesson plans and handouts.

This site helps military members and their families get their finances in order and plan for a healthy financial future.

It鈥檚 never too early to begin planning for retirement. Use this website to explore options for retirement and ways to begin saving.

The Retirement Estimator gives benefits estimates based on your actual Social Security earnings record.

Tools and information can help you make better informed decisions.

Get information about preparing for college, types of federal aid, how to apply for aid using the free application for federal student aid (FAFSA); and your loan repayment options.

The Financial Aid Toolkit provides federal student aid information and outreach tools for counselors, college access professionals, nonprofit mentors, and others.

The official web portal of the U.S. government. USA.gov contains timely and valuable government information and resources on a variety of topics including consumer protection, small business, benefits, health insurance, taxes and more.

The National Credit Union Administration鈥檚 consumer protection website MyCreditUnion.gov, and its financial literacy microsite, Pocket Cents, offer a variety of educational information, resources, and articles designed to help individuals make smarter financial decisions.

Includes easy-to-read and understand resources for basic money management, credit, scams, and ID theft.

Provides answers to common money questions.

Are you withholding to much or too little from your paycheck? Did you get married, divorced or have a child? Use this calculator to determine whether or not you need to file a new W-4.

An instructor-led training developed jointly by FDIC and CFPB, this module provides awareness among older adults and their caregivers about how to prevent elder financial exploitation and to encourage advance planning and informed financial decision-making.